What Is The Average Car Insurance In Fort Worth?
The average car insurance in Fort Worth is approximately $1,446. Fort Worth is the fifth largest city in Texas. The average insurance in Texas is around $1,415, the national average car insurance rate is $1,548.
What Impacts Car Insurance In Fort Worth?
Car Theft Rate
According to Neighborhoodscout about 3,341 cars were stolen in Fort Worth. Fort Worth has a population of 909,000 and 3.67 stolen cars per 100 residents. The national average is 2.29 cars stolen per 100 residents.
The chance of getting your car stolen in Fort Worth is slightly over than the national average. The rate of car theft is a major contributor in Fort Worth average rates being 6.5 percent lower than the national average
Fatality Rate
The fatality rates are also a major factor which impacts the car insurance rates of your ZIP or city.
Crime Rate
Fort Worth is safer than 13 percent of American cities. This also leads to the much lower car insurance costs compared to the rest of the state and country.
Car Insurance Rates By Age
Age pays a big factor in how much you pay for car insurance. In Fort Worth the age group that pays the lowest car insurance premiums are this in their 50s. The average annual premium for drivers in their 50s is around $1,254 per year. Drivers in their 60s also pay below the average at $1,298 per year.
It is no surprise that teenage drivers pay the highest annual premiums. On average teenage drivers pay over $3,692 a year on car insurance.
The largest drop in annual premiums occurs once drivers reach 20 years of age. Drivers in their 20s pay around $1,879 which is a savings of almost $1,813 per year.
Fort Worth Car Insurance Rates By Marital Status & Gender
Marital status and gender can play a role in calculating your car insurance premiums. In Fort Worth married drivers pay the same as the single drivers.
In many parts of the country married drives pay less than single drivers. Even divorced or and widowed drivers surprisingly pay less than single drivers.
When it comes to the car insurance cost gap, female drivers in Fort Worth pay on average $9 less on car insurance than male drivers.
Car Insurance Rates By Driving Incidents
One of the most important factors in determining how much you pay for your Fort Worth car insurance is your driving history.
You might not have control of where you reside but you are in full control of how many tickets you get. Keeping a clean record can save you hundred of dollars on your car insurance.
Fort Worth drivers will pay an extra $786 per year for car insurance with 1 reckless driving charge. An at fault accident with damages of $2,000 or more will cost you $749 more a year.
Key Takeaways
- Maintain a clean driving record
- Add anti-theft devices if you live in an area with high car theft
- Take advantage of age and marital status to get better car insurance rates
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QuotesPilot content is not written by a licensed insurance agent. It’s intended for informational purposes and should not be considered legal or financial advice. Consult a professional to learn what financial products are right for your situation.