Car Insurance In San Antonio, Texas (2021)

Car Insurance In San Antonio

The average driver in San Antonio will pay around $1,501 for car insurance. San Antonio is the second largest city in Texas. The average insurance in Texas is around $1,415, the national average car insurance rate is $1,548.

 

Why Impacts Car Insurance In San Antonio?

Car Theft Rate

According to Neighborhoodscout  over 7,000 cars were stolen in San Antonio, TX.  San Antonio has a population of 1,532,233 and 5.04 stolen cars per 100 residents. The national average is 2.29 cars stolen per 100 residents.

The chance of getting your car stolen in San Antonio is 2 times higher than the national average.  The high rate of car theft is a major contributor in San Antonio’s average rates being higher than the state average

Fatality Rate

The fatality rates are also a major factor which impacts the car insurance rates of your ZIP or city.

Crime Rate

Overall crime is much higher in San Antonio than the rest of the country. This also leads to the much higher car insurance costs compared to the rest of the state and country.

 

 

Car Insurance In San Antonio Rates By Age

Age pays a big factor in how much you pay for car insurance. In San Antonio the age group that pays the lowest car insurance premiums are this in their 50s.  The average annual premium for drivers in their 50s is around $1,307 per year. Drivers in their 60s also pay below the average at $1,354 per year.

 

It is no surprise that teenage drivers pay the highest annual premiums. On average teenage drivers pay over $3,818 a year on car insurance. The largest drop in annual premiums occurs once drivers reach 20 years of age. Drivers in their 20s pay around $1,947 which is a savings of almost $1,871 per year.

 

Car Insurance Rates By Marital Status & Gender

Marital status and gender can play a role in calculating your car insurance premiums.  In San Antonio married drivers pay the same as the single drivers.  In many parts of the country married drives pay less than single drivers. Even divorced or and widowed drivers surprisingly pay less than single drivers.

When it comes to the car insurance cost gap, female drivers in San Antonio pay on average $7 less on car insurance than male drivers.

 

Car Insurance Rates By Driving Incidents 

One of the most important factors in determining how much you pay for your San Antonio car insurance is your driving history.  You might not have control of where you live but you are in full control of how many tickets you get. Keeping a clean record can save you hundred of dollars on your car insurance.

 

San Antonio drivers will pay an extra $819 per year for car insurance with 1 reckless driving charge.  An at fault accident with damages of $2,000 or more will cost you $776 more a year.

Key Takeaways 

  • Maintain a clean driving record
  • Add anti-theft devices if you live in an area with high car theft
  • Take advantage of age and marital status to get better car insurance rates
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QuotesPilot content is not written by a licensed  insurance agent. It’s intended for informational purposes and should not be considered legal or financial advice. Consult a professional to learn what financial products are right for your situation.

 

Car Insurance In Houston, Texas (2021)

Car Insurance In Houston

What Is The Average Car Insurance In Houston?

The average car insurance in Houston is around $1,671 for car insurance. Houston is the largest city in Texas. The average insurance in Texas is around $1,415, the national average car insurance rate is $1,548.

 

What Impacts Car Insurance In Houston?

Car Theft Rate

According to Neighborhoodscout  over 13,000 cars were stolen in Houston, TX.  Houston has a population of 2,310,000 and 5.68 stolen cars per 100 residents. The national average is 2.29 cars stolen per 100 residents.

The chance of getting your car stolen in Houston is almost 3 times higher than the national average.  

The high rate of car theft is a major contributor in  car insurance in Houston being average rates being 8% higher than the state average

Fatality Rate

The fatality rates are also a major factor which impacts the car insurance rates of your ZIP or city.

Crime Rate

Overall crime is much higher in Houston than the rest of the country. This also leads to the much higher car insurance costs compared to the rest of the state and country.

 

Car Insurance Rates By Age

 Age pays a big factor in how much you pay for car insurance. In Houston the age group that pays the lowest car insurance premiums are this in their 50s.  The average annual premium for drivers in their 50s is around $1,454 per year. Drivers in their 60s also pay below the average at $1,508 per year.

 

It is no surprise that teenage drivers pay the highest annual premiums. On average teenage drivers pay over $4,263 a year on car insurance. The largest drop in annual premiums occurs once drivers reach 20 years of age. Drivers in their 20s pay around $2,168 which is a savings of almost $2,100 per year

 

Car Insurance Rates By Marital Status & Gender

 

Marital status and gender can play a role in calculating your car insurance premiums.  In Houston married drivers pay the same as the single drivers.  In many parts of the country married drives pay less than single drivers. Even divorced or and widowed drivers surprisingly pay less than single drivers.

 

When it comes to the car insurance cost gap, female drivers in Houston pay on average $8 less on car insurance than male drivers. 

 

 

Car Insurance Rates By Driving Incidents 

One of the most important factors in determining how much you pay for your Houston car insurance is your driving history.  

You might not have control of where you live but you are in full control of how many tickets you get. Keeping a clean record can save you hundred of dollars on your car insurance. 

Houston drivers will pay an extra $919 per year for car insurance with 1 reckless driving charge.  An at fault accident with damages of $2,000 or more will cost you $876 more a year.

 Key Takeaways 

  • Keep a clean driving record
  • Add anti-theft devices if you live in an area with high car theft
  • Take advantage of age and marital status to get better car insurance rates
________________________________________________________________________________
QuotesPilot content is not written by a licensed  insurance agent. It’s intended for informational purposes and should not be considered legal or financial advice. Consult a professional to learn what financial products are right for your situation.

 

 

 

 

Car Insurance In Baltimore, Maryland (2021)

Car Insurance In Baltimore Maryland

What Is The Average Car Insurance In Baltimore?

 The average car insurance in Baltimore will pay around $2,072 for car insurance. Baltimore is the largest city in Maryland. The average insurance in Maryland is around $1,415, the national average car insurance rate is $1,548.

What Impacts Car Insurance In Baltimore?

Car Theft Rate

According to Neighborhoodscout  about 3,900 cars were stolen in Baltimore.  Baltimore has a population of 609,000 and 6.69 stolen cars per 100 residents. The national average is 2.29 cars stolen per 100 residents.

The chance of getting your car stolen in Baltimore is 3 times higher than the national average.  The high rate of car theft is a major contributor in Baltimore average rates being 34 percent higher than the national average

Fatality Rate

The fatality rates are also a major factor which impacts the car insurance rates of your ZIP or city.

Crime Rate

Overall crime is much higher in Baltimore than the rest of the country. This also leads to the much higher car insurance costs compared to the rest of the state and country.

Car Insurance Rates By Age 

Age pays a big factor in how much you pay for car insurance. In Baltimore the age group that pays the lowest car insurance premiums are this in their 50s. 

The average annual premium for drivers in their 50s is around $1,820 per year.  Drivers in their 60s also pay below the average at $2,007 per year. 

It is no surprise that teenage drivers pay the highest annual premiums. On average teenage drivers pay over $7,196 a year on car insurance. 

The largest drop in annual premiums occurs once drivers reach 20 years of age. Drivers in their 20s pay around $2,881 which is a savings of almost $4,315 per year

 

Car Insurance Rates By Marital Status & Gender

 

Marital status and gender can play a role in calculating your car insurance premiums.  In Baltimore married drivers pay the same as the single drivers.  

In many parts of the country married drives pay less than single drivers. Even divorced or and widowed drivers surprisingly pay less than single drivers.

When it comes to the car insurance cost by gender. Female drivers in Baltimore pay on average $46 more on car insurance than male drivers.  

Car Insurance Rates By Driving Incidents 

One of the most important factors in determining how much you pay for your Baltimore car insurance is your driving history. 

You might not have control of where you live but you are in full control of how many tickets you get.  Keeping a clean record can save you hundred of dollars on your car insurance. 

Baltimore drivers will pay an extra $1,044 per year for car insurance with 1 reckless driving charge.  An at fault accident with damages of $2,000 or more will cost you $982 more a year. 

 

Key Takeaways 

  • Maintain a clean driving record
  • Add anti-theft devices if you live in an area with high car theft
  • Take advantage of age and marital status to get better car insurance rates
________________________________________________________________________________
QuotesPilot content is not written by a licensed  insurance agent. It’s intended for informational purposes and should not be considered legal or financial advice. Consult a professional to learn what financial products are right for your situation.