1. Do I Really Need Car Insurance?

Car insurance is required in most states by law. Even if your state does not require it we highly recommend having it to avoid hefty costs from accidents

2. What Are The Different Insurance Coverages?

Six common car insurance coverage options are:

Liability coverage

Comprehensive coverage

Uninsured and Underinsured motorist coverage

Collision coverage

Medical payments coverage


Depending on where you live, some of these coverages are mandatory and some are optional

3. What Factors Impact My Insurance Rate?

Factors that impact your insurance rate are your age, address, driving record, type of car, coverage type and in some states your credit score

4. What Happens If My Car Is Stolen?

If your car is stolen you will only be covered if you have added comprehensive coverage.

5. What Happens If A Tree Falls On My Car?

If a tree falls on your car you will only be covered if you have added comprehensive coverage.

6. What If I Crashed Into The Tree?

If you crashed into the tree and it was your fault you will only be covered if you have added collision coverage.

7. How Do I Pay For My Insurance?

Based on your insurance company you could pay with ACH, credit card and check

8. What If I Hit An Animal On The Road?

This happenens more than people think, once again you will only be covered if you have added collision coverage.