Amica Auto Insurance Review

Amica Auto Insurance Review

Amica is one of the best car insurance providers and has ranked number 1 in J.D. Power’s 2020 U.S. Auto Insurance Study in New England.  Amica insurance also is overall best in J.D. Power’s 2020 U.S. Auto Claims Satisfaction Study. It is well known for its great coverage and customer service experience ratings despite it not being one of the largest insurers

Founded in 1907, Amica is one of the oldest insurance companies in the US. It not only offers auto insurance but also homeowners, renters and life insurance. It has been a car insurance provider for over a century. This company is known for the following pros and cons;




  • Amica is the top insurance provider in auto claims satisfaction study
  • Amica has a policy of lock replacement for a lost key at no cost
  • It has also ranked as number 1 for its overall customer satisfaction in New England
  • Car insurance quotes at Amica are based on individual factors such as your vehicle as well as your driving history
  • Amica also has an app feature used for taking claims pictures as well as to track the status of claims





      • It can prove to be difficult because it has few local offices
      • Although it’s a great provider, it’s not available in all states
      • It also doesn’t provide for senior or military discounts


Coverages at Amica

Amica has the following coverage options and your insurance quote will depend on the coverage and the amounts you decide to choose. The coverages include;



  • Personal Injury Protection(PIP) coverage
  • Medical payments coverage
  • Collision and comprehensive coverage
  • Roadside assistance coverage
  • Uninsured and underinsured motorist coverage
  • Glass coverage
  • Platinum Choice Auto which is an all-in-one comprehensive insurance package
  • Rental reimbursement coverage



Aside from the above coverages, Amica has other unique coverages like;



  • A $1,000 for bail bonds
  • Replacement for lost keys at no extra cost
  • It also provides coverage for lost wages in case you have to go to court
  • Offers no depreciation for a complete loss of a new car
  • Provides repair if your airbag deploys after an accident for free



Amica Discounts

Although Amica doesn’t have numerous amounts of discounts, it, however, has the following incredible discounts;


        • Safe vehicle discounts for airbags, anti-theft and more
        • It has a homeownership discount
        • It provides loyalty discounts if you have stayed with them for at least two years
        • Multi-line discount for pairing multiple insurance policies with Amica like home and auto insurance
        • It provides multiple auto discount
        • Offers discounts for paying in full and paying using auto pay
        • Offers E- discounts for receiving policy information and bills electronically
        • You may be eligible for legacy discounts if you’re 30 years or younger and your parents have been using Amica auto insurance for five years
        • You may also qualify for a discount for being claims-free for the past 3 years
        • Good student discounts
        • There is a defensive driver discount program through SafetyServe



Therefore if you are looking for good coverage, great customer service and excellent insurance experience, then Amica is the insurance for you. Although the policy is not the cheapest, it ranks highly in almost all categories and if you want quality service and are willing and able to pay its premiums, and then look no further

Quotes Pilot content is not written by a licensed insurance agent. It’s intended for informational purposes and should not be considered legal or financial advice. Consult a professional to learn what financial products are right for your situation