Geico Auto Insurance Review (2021)

Geico Auto Insurance

Not only does Geico have one of the lowest prices for auto insurance, but it also offers satisfying claims experience and competitive pricing. It offers its insurance business in all states

Founded in 1936, Geico is now one of the best car insurance companies and has received average ratings in J.D. Power’s 2020 U.S. Auto claims Satisfaction Study. It also ranked as the best insurance company in three regions in J.D. Power’s 2020 U.S. Art Insurance Study

Below are some of the pros and cons of using Geico Auto Insurance;


  • It offers extremely affordable rates
  • It has a highly-rated mobile app and website
  • There is an overall positive experience among the policyholders with claims
  • It provides plenty of discounts
  • It provides amazing prices for the drivers that are looking for state-minimum liability coverage, those in an accident or those with a violation on their records


  • This auto insurance company doesn’t offer gap insurance
  • There’s a limited network of local agents
  • There are a few optional coverages
  • There are also no replacement cost coverage options

Geico Coverages

The coverage options at Geico include;

  • Liability coverage
  • Collision and comprehensive coverages
  • Personal injury protection (PIP) coverage
  • Uninsured motorist coverage
  • Guaranteed Asset Protection (GAP) coverage
  • Mechanical breakdown coverage
  • Ridesharing insurance coverage
  • Emergency roadside assistance coverage
  • Rental car reimbursement coverage

Discounts at Geico

Geico is known for its variety of discount options and you will likely find a price break that applies to you. The discounts may vary by state but you may be eligible for any of these;

  • You may be eligible for discounts if you have safety equipment like airbags, an antitheft system, antilock brakes or more
  • For using seatbelts in your vehicle
  • If your vehicle is a new one
  • You may be eligible for the good student discount if you are a fulltime student of 16 to 24 years of age with good grades
  • You may get discounts for insuring more than one vehicle with Geico
  • For buying homeowners, renders or condo through Geico
  • If you are a member of organizations like sports or alumni groups

Therefore Geico is one of the best car insurance companies mostly because of its clever ads and great service. It also has affordable insurance prices as seen above. Hence, if you are looking for a great insurance company with amazing discounts and competitive rates, then look no further, Geico is the company for you